D8 vs Other Portugal Visas

Compare Portugal's D8 Digital Nomad Visa with D7 Passive Income and Golden Visa options

Quick Comparison: D8 vs D7 vs Golden Visa

CriteriaD8 Digital NomadD7 Passive IncomeGolden Visa
Best ForRemote workers, freelancersRetirees, investorsHigh-net-worth individuals
Min. Income Required€3,480/month (€41,760/year)€9,120/year (€760/month)No income requirement
Min. Investment€0 ✓€0 ✓€250,000-€500,000
Visa Duration1 year (renewable up to 5)2 years (renewable) ✓2 years (renewable)
Processing Time4-8 weeks ✓8-12 weeks12-24 months
Residency RequirementNo minimum stay16 months in first 2 years7 days/year ✓
Work in PortugalYes (remote work) ✓No (passive income only)Yes (after residency)
Path to Citizenship5 years5 years ✓5-6 years
Application Cost~€90 ✓~€90 ✓€5,000-€7,000
Family InclusionYes ✓Yes ✓Yes ✓

Detailed Comparison

D8 Digital Nomad vs D7 Passive Income Visa

D8 Digital Nomad

Higher income requirement: €3,480/month but from active work
Faster processing: 4-8 weeks vs 8-12 weeks for D7
Work flexibility: Can work remotely for employers/clients
Shorter initial term: 1 year vs 2 years for D7
No residency requirement: Spend as little or as much time as you want

D7 Passive Income

Lower income requirement: €9,120/year (just €760/month)
Passive income only: Pensions, dividends, rental - no active work allowed
Longer initial term: 2 years vs 1 year for D8
Residency required: Must spend 16+ months in Portugal in first 2 years
More established: Longer track record, well-understood by consulates

When to Choose D8 Over D7:

  • ✓ You're actively working remotely (employee or freelancer)
  • ✓ You earn €3,480+/month from work
  • ✓ You want flexibility to travel (no residency requirement)
  • ✓ You need faster processing (4-8 weeks vs 8-12)

When to Choose D7 Over D8:

  • ✓ You're retired with pension income
  • ✓ You have passive income (dividends, rental, investments)
  • ✓ Your income is under €3,480/month but above €760/month
  • ✓ You plan to live primarily in Portugal (16+ months in 2 years is acceptable)

D8 Digital Nomad vs Golden Visa

D8 Digital Nomad

Zero investment: No property purchase or capital transfer required
Quick processing: 4-8 weeks vs 12-24 months for Golden Visa
Low fees: €90 application vs €5,000-7,000 for Golden Visa
Income requirement: Must prove €3,480/month ongoing income
Less prestige: Not an investment-based residence program

Golden Visa

Huge investment: €250,000-€500,000 in property or funds (property options ended in most areas)
Minimal residency: Just 7 days/year required
No income requirement: Investment proves financial capacity
Investment potential: Property may appreciate, funds may generate returns
Very slow processing: 12-24 months typical, 2025 reforms causing delays

When to Choose D8 Over Golden Visa:

  • ✓ You don't have €250,000-€500,000 to invest
  • ✓ You need residency quickly (weeks not years)
  • ✓ You work remotely and earn good income
  • ✓ You want simplicity over investment complexity

When to Choose Golden Visa Over D8:

  • ✓ You have €250,000-€500,000+ to invest
  • ✓ You want minimal residency requirements (7 days/year)
  • ✓ You're seeking EU residency without work/income requirements
  • ✓ You want to invest in Portuguese real estate or funds
  • ✓ You value investment-based prestige and potential returns

Which Visa Is Right for You?

Choose D8 If...

  • You're a remote employee or freelancer
  • You earn €3,480+/month from work
  • You want fast approval (4-8 weeks)
  • You value flexibility (no residency requirement)
  • You can't/won't invest €250k+

Choose D7 If...

  • You're retired with pension income
  • You have passive income (€760+/month)
  • You plan to live primarily in Portugal
  • You don't need to work remotely
  • You want 2-year initial term

Choose Golden Visa If...

  • You have €250k-€500k to invest
  • You want minimal residency (7 days/year)
  • You're seeking investment returns
  • You don't need fast processing
  • You want prestige + EU access

Still Not Sure Which Visa to Choose?

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Real-World Scenarios: Which Visa to Choose?

👨‍💻

Sarah, 32 - Software Engineer

Situation: Works remotely for a US tech company, earns $120k/year ($10k/month), wants to explore Europe while maintaining US employment

✓ Best Choice: D8 Digital Nomad Visa

Why: Income well exceeds €3,480/month requirement, can prove remote employment easily, wants flexibility to travel (no residency requirement), fast 4-8 week approval lets her start quickly.

👴

Robert & Linda, 68 & 65 - Retired Couple

Situation: Combined pension income of $2,500/month ($30k/year), want to retire permanently in Portugal, own home in US they'll rent out

✓ Best Choice: D7 Passive Income Visa

Why: Pension income qualifies for D7 (€760/month minimum), planning to live in Portugal full-time (meets 16-month residency), don't meet D8's higher €3,480/month threshold, rental income counts as passive.

💼

David, 45 - Real Estate Investor

Situation: Has $400k to invest, wants EU residency for family, only plans to visit Portugal 2-3 weeks/year, seeking diversification

✓ Best Choice: Golden Visa

Why: Has capital for €280k+ investment fund requirement, only wants 7 days/year residency (can't meet D8/D7 requirements), investment may generate returns, family gets residency, path to citizenship in 5-6 years.

✍️

Maria, 29 - Freelance Designer

Situation: Earns $4,500/month from multiple freelance clients worldwide, wants base in Lisbon but travels frequently for inspiration

✓ Best Choice: D8 Digital Nomad Visa

Why: Freelance income exceeds €3,480/month, can provide client contracts as proof of work, flexible residency suits travel lifestyle, D7 would require 16 months in Portugal which doesn't fit her needs.

Visa Comparison FAQs

What is the difference between D8 and D7 visa Portugal?

What is the difference between D8 and D7 visa Portugal? D8 is for remote workers earning €3,480+/month from active work (employment/freelancing) with no residency requirement. D7 is for retirees/investors with passive income (€760+/month minimum) requiring 16 months residence in first 2 years. D8 processes faster (4-8 weeks vs 8-12) but has higher income requirements. D7 gives a longer initial term (2 years vs 1).

Is D8 visa better than Golden Visa Portugal?

Is D8 visa better than Golden Visa Portugal? D8 is better if you can't invest €250k-€500k, need fast processing (4-8 weeks vs 12-24 months), and work remotely. Golden Visa is better if you have capital to invest, want minimal residency (7 days/year vs flexible for D8), and seek investment returns. D8 costs €90 vs €5,000-7,000 for Golden Visa application fees alone.

Can I switch from D8 to D7 visa or vice versa?

Can I switch from D8 to D7 visa or vice versa? Yes, you can switch between visa types when renewing, but you must meet the new visa's requirements. Switching from D8 to D7 requires proving passive income and accepting residency requirements. Switching from D7 to D8 requires proving remote work income of €3,480+/month. Consult with immigration specialist before switching as it may reset your residency timeline for citizenship.

Do D8 and D7 visa lead to Portuguese citizenship?

Do D8 and D7 visa lead to Portuguese citizenship? Yes, both D8 and D7 visas provide a path to Portuguese citizenship after 5 years of legal residence. You must pass a Portuguese language test (A2 level), have no criminal record, and demonstrate ties to Portugal. Golden Visa also leads to citizenship in 5-6 years. All three visa types count toward the 5-year permanent residency requirement.

Which Portugal visa is easiest to get for Americans?

Which Portugal visa is easiest to get for Americans? D8 is easiest if you earn €3,480+/month from remote work - fastest processing (4-8 weeks), straightforward documentation, 85-90% approval rate. D7 is easiest for retirees with lower income (€760/month) but takes longer (8-12 weeks). Golden Visa requires significant capital (€250k-€500k) and 12-24 months processing. For working professionals, D8 is the clear winner.

Can I have multiple Portuguese visas at the same time?

Can I have multiple Portuguese visas at the same time? No, you can only hold one Portuguese residency visa at a time. However, you can switch visa types when renewing if you meet the new requirements. Some people start with D8 for fast entry, then switch to Golden Visa after purchasing property, or transition from D8 to D7 when retiring. Each visa type has distinct purposes and cannot be combined.