Expert Tax Planning • US & Portugal

Tax Consultation for D8 Visa Holders

Get expert guidance on navigating US and Portuguese tax obligations. Understand NHR 2.0, FEIE, tax treaties, and optimize your tax situation before or after moving to Portugal.

Why Tax Planning Matters for D8 Visa Holders

Potential Savings

Proper tax planning can save $5,000-15,000+ annually through:

  • • NHR 2.0 reduced rates (20% flat tax)
  • • FEIE exclusion ($126,500 for 2025)
  • • Tax treaty benefits
  • • Deduction optimization

Avoid Penalties

Non-compliance can result in severe penalties:

  • • FBAR penalties up to $100,000+
  • • FATCA non-filing penalties
  • • Portuguese tax penalties (10-150%)
  • • Double taxation without planning

Complex Requirements

Americans in Portugal face dual tax obligations:

  • • US worldwide income reporting
  • • Portuguese resident taxation
  • • Tax treaty coordination
  • • Multiple filing deadlines

Real Example: Tax Savings with Proper Planning

Without Tax Planning
Annual income (remote work)$100,000
US federal tax (22% bracket)-$15,000
Portugal progressive tax (up to 48%)-$32,000
Foreign tax credit (partial)+$15,000
Total tax burden$32,000
With Tax Planning (NHR 2.0 + FEIE)
Annual income (remote work)$100,000
FEIE exclusion-$100,000
US federal tax$0
Portugal NHR 2.0 (20% flat)-$20,000
Total tax burden$20,000
💰 Save $12,000/year

What Our Consultation Covers

US Tax Obligations

  • Foreign Earned Income Exclusion (FEIE)
    How to exclude up to $126,500 from US taxes
  • Foreign Tax Credit (FTC)
    When to use FTC instead of FEIE for optimal savings
  • FBAR & FATCA Reporting
    Requirements for reporting foreign bank accounts
  • State Tax Considerations
    Cutting ties with high-tax states (CA, NY, etc.)

Portuguese Tax Strategy

  • NHR 2.0 Regime (2024+)
    20% flat tax on employment/self-employment income
  • NHR Application Process
    How to apply and qualify for NHR status
  • Tax Residency Rules
    When you become a Portuguese tax resident (183-day rule)
  • IRS Filing Requirements
    Annual Portuguese tax return deadlines and requirements

Tax Treaty Benefits

  • US-Portugal Tax Treaty
    Understanding treaty provisions to avoid double taxation
  • Investment Income & Dividends
    How treaty affects passive income taxation
  • Pension & Retirement Income
    Treaty treatment of US Social Security, 401(k), IRA

Your Specific Situation

  • W2 Employee vs Freelancer
    Tax implications of your employment structure
  • Business Owner Considerations
    LLC, S-Corp, or foreign company structures
  • Timeline & Action Plan
    Step-by-step plan for your first year in Portugal

How It Works

1

Submit Your Info

Fill out intake form with your income sources, employment status, family situation, and specific questions.

2

Schedule Call

Book a 60-90 minute video consultation with a US-Portugal tax specialist at a time that works for you.

3

Expert Consultation

Review your specific situation, get answers to all your questions, and develop a customized tax strategy.

4

Written Summary

Receive written summary of recommendations, action items, and deadlines (Standard/Premium tiers).

Consultation Pricing

Basic Consultation

$395

60-minute strategy call

  • 60-minute video consultation
  • US & Portugal tax overview
  • FEIE, FTC, & NHR 2.0 guidance
  • Q&A for your situation
Basic Consultation
Most Popular

Standard Consultation

$695

90-minute call + written plan

  • Everything in Basic
  • 90-minute deep-dive consultation
  • Written tax strategy summary (5-10 pages)
  • Personalized action plan with deadlines
  • 2 weeks email follow-up support
Standard Consultation

Premium Consultation

$1,295

Comprehensive tax planning

  • Everything in Standard
  • 120-minute comprehensive consultation
  • Detailed multi-year tax projection
  • Business structure optimization
  • 1 month priority email/phone support
Premium Consultation

How it works: We coordinate consultations with licensed tax professionals specializing in US-Portugal taxation. Consultants are CPAs or Enrolled Agents (EAs) with extensive experience helping Americans navigate dual tax systems. This is strategic planning only—ongoing tax preparation and filing are available through our Tax & Bookkeeping Service.

Frequently Asked Questions

When should I book a tax consultation?

Ideally 3-6 months before moving to Portugal or immediately after receiving your D8 visa. This gives you time to implement strategies like NHR registration, state tax planning, and business structure changes. You can also book after arrival—it's never too late to optimize.

Is this the same as ongoing tax preparation?

No. This is a one-time strategic planning consultation to understand your tax obligations and develop a strategy. It does NOT include tax return preparation or ongoing bookkeeping. For that, see our Tax & Bookkeeping Service ($150-400/month).

Who provides the consultation?

Licensed US tax professionals (CPAs or Enrolled Agents) who specialize in expat taxation and have extensive experience with US-Portugal tax issues. Many have dual-country expertise or work with Portuguese tax advisors (TOCs) for comprehensive guidance.

Can I claim the FEIE and NHR 2.0 together?

Yes! This is one of the most powerful strategies. Use FEIE to exclude income from US taxes (up to $126,500) and pay only Portugal's NHR 2.0 rate (20% flat). For many digital nomads, this results in lower total tax burden than living in either country alone. We'll explain exactly how to structure this.

What if I earn more than the FEIE limit?

For income above $126,500, you'll use Foreign Tax Credit (FTC) to offset taxes paid to Portugal. We'll help you understand when to use FEIE vs FTC based on your income level and structure. Sometimes a combination is optimal.

Do I need to worry about my US state taxes?

Yes, especially if you're from CA, NY, VA, SC, or NM—states that are aggressive about claiming residents. We'll help you understand how to properly sever state tax residency before moving to Portugal (change driver's license, voter registration, close accounts, etc.).

What's the deadline to apply for NHR status?

You must apply by March 31 of the year following the year you become a Portuguese tax resident. For example, if you move to Portugal in 2025 and become a tax resident, you must apply for NHR by March 31, 2026. We'll explain the full timeline and process.

Optimize Your Tax Situation

Don't leave thousands of dollars on the table. Get expert guidance on US-Portugal taxation from specialists who understand both systems.

Licensed tax professionals • US-Portugal specialists • Potential $5-15k annual savings